Methodology & About
How we analyze stocks — transparently, rigorously, and with clear data attribution.
Data Sources
SEC EDGAR
Annual (10-K) and quarterly (10-Q) reports provide the foundation for all financial metrics. Revenue, net income, balance sheet items, and cash flow statements are extracted and normalized for cross-company comparison.
Yahoo Finance
Real-time and historical pricing data, market capitalization, dividend information, and analyst consensus estimates. Data is updated daily.
Finnhub
Alternative data including insider transactions, institutional ownership changes, earnings call transcripts, and social sentiment indicators.
Five-Dimension Scoring Framework
Each stock is scored from 0–100 across five dimensions. Scores are relative to industry peers.
Growth
Measures revenue growth trajectory, earnings per share (EPS) growth, and forward guidance. Higher scores indicate accelerating top-line and bottom-line expansion relative to industry peers.
Value
Evaluates valuation multiples: P/E, P/S, P/B, EV/EBITDA, and dividend yield. Lower multiples relative to fundamentals score higher (undervalued = better value).
Financial Health
Assesses balance sheet strength: debt-to-equity ratio, current ratio, interest coverage, cash reserves, and free cash flow yield. Higher scores indicate lower bankruptcy risk.
Sentiment
Aggregates analyst ratings, insider trading patterns, institutional ownership changes, and earnings call transcript sentiment analysis.
Momentum
Analyzes price trends across multiple timeframes (1-month, 3-month, 6-month, 12-month) and compares relative strength against sector and market benchmarks.
AI & Editorial Process
StockIntel uses large language models to generate initial analysis drafts based on structured financial data. Every analysis undergoes editorial review for factual accuracy before publication. All AI-generated content is clearly labeled.
We do not use AI to generate fake data, invent financial metrics, or create recommendations without supporting evidence. Every data point in our analyses links back to its source.
Affiliate Disclosure
Some links on StockIntel are affiliate links. If you click on a broker link and open an account, we may receive a commission at no additional cost to you. This helps us keep our research free for all users.
Our analysis is never influenced by affiliate partnerships. Stocks are selected for analysis based on reader demand and market relevance, not commercial relationships. Affiliate links are clearly marked with "ad" or "affiliate" labels.
Disclaimer
StockIntel provides research and analysis for informational and educational purposes only. Nothing on this site constitutes financial advice, investment recommendations, or an offer to buy or sell any security. All investment decisions should be made with the guidance of a qualified financial professional. Past performance does not guarantee future results. Data may be delayed. See our Terms of Service for full details.